This section gives a brief overview of what exactly a pension is, explains why you need a pension and then goes on to describe some of the benefits of a pension as well as some of the potential drawbacks of saving money in a pension. Finally it offers information on when you should start saving for a pension.

Here we cover what you need to know about the UK state pension and how it relates to any other type of pension that you are entitled to.

Here we cover eveything you need to know about personal pensions, including the main benefits and drawbacks, what your options are when you retire and the important questions to ask your financial adviser before making any decisions.

Stakeholder pensions information

We have developed some useful tools to make planning your retirement easier. Each of these tools should be used for guidance only and any decision should also be taken with the advice of IFA